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Don't live paycheck to paycheck. Lower your monthly bills and find a new way to manage your debt with credit counseling and debt consolidation.

Get all your debt in order and facilitate a lower interest rate and/or lower monthly payments on your debt load. 

American Consumer Credit Counseling
(800) 769-3571

American Family Credit Counseling
(602) 944-3849

Christian Debt Consolidation
(800) 983-0888

Consolidated Credit Counseling Services
(800) 320-9929

Consumer Credit Counseling Services
(800) 873-2227

Family Credit Counseling Service
(800) 994-3328

Kimberly Credit Counseling
(888) 546-4909

Money Management International
(866) 889-9347

National Foundation for Credit Counseling
(800) 388-2227

Visual Credit Counseling
(877) 606-6144

How effective are credit counseling services?

As with many financial services, the extent to which credit counseling services are effective depends on your individual situation. These services are usually geared towards people who are in extreme debt. Many services have a minimum debt load limit before they will assist you.

Using home equity to reduce debt
If you own your own home, it may be less expensive to apply for a home equity loan than to undergo credit counseling. Again, your results will vary depending on your individual situation. Mortgage solutions for bad credit.




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